Purchasing A New or Used Car?

Check out our great rates! You can save money by bringing your loan to the South Bend Post Office Credit Union.​

Dividend Rates

Regular Savings Accounts: 0.05% APY* Christmas Savings Accounts: 0.05% APY* Special Savings Accounts: 0.05% APY*

Schedule of Fees

A list of the current fees can be found on our current fees page.

Loan Rate Schedule

New Vehicle - As Low As 2.49% APR**
Used Vehicle - As Low As 2.99% APR**
Personal Loans - As Low As 9.00% APR**

All new loans that use "Auto Pay" receive a 0.25% discount from our regular rate.

Start your loan application today! It's easy! Just download, fill out and print the loan application form and bring it with you to the credit union. You may also fax it to 574-273-2535 or mail to South Bend Post Office Credit Union, P.O. Box 6789, South Bend, IN 46660-6789.

Online Loan Calculator

Easily and instantly calculate your loan payments based on amount, APR, and loan term with South Bend POCU's online loan calculator! 

*APY = Annual Percentage Yield There is a $5.00 required minimum balance on our Regular Share account to establish membership. A minimum balance of $50 is required before dividends are earned on savings accounts.

**APR = Annnual Percentage Rate